We work with trusted partners.
Financing with Restoration 1 of NW Cobb
Restoration 1 of NW Cobb partners with Regions Bank, Acorn Finance, and Johns Creek Mortgage Company to bring you a variety of financing solutions for your restoration project. Through these trusted lenders, we’re able to offer flexible options that fit your budget and help you move forward with repairs quickly and confidently.
Financing Options
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Self Pay: Simple & Direct
75% down payment required before the project begins. The remaining 25% due upon project completion. Late fees apply with a 15 day grace period. After 15 days, a $25 late fee will apply, plus $5 for each additional day. Maximum late fee is 25% of the total balance.
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3 Easy Payments: Manageable Installments
25% down payment before project begins. 50% is due within 30 days. Final 25% is due within 60 days. Late fees apply with a 5 day grace period. After 5 days, a $75 late fee will apply, plus $10 for each additional day. Maximum late fee is 50% of the total balance.
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Financing: Convention Short and Long Term Payments
Apply with Regions Home Improvement Financing. No payment, no interest for 6, 12, or 24 months. Terms: 100% funded before we begin. If anything comes up during the work, we’ll talk it through with you! Use this information below to apply for No payment, no interest for 6, 12, or 24 months. Program phone number: (866) 409-8300 Contractor ID: 3146 Loan Code for 6 months: DLL6524 Loan Code for 12 months: DLL6525 Loan Code for 24 months: DLL6527
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Home Equity Line of Credit (HELOC)
A Home Equity Line of Credit (HELOC) is a flexible way to borrow money using your home's equity. Think of it like a credit card, but secured by your home - you can borrow, repay, and borrow again as needed. Unlike a traditional loan, you do not receive a lump sum. Instead, you can borrow as much or as little as you need, up to your approved limit. Typically lower interest rates than credit cards or personal loans because they are secured by your home. Home improvements, debt consolidation, emergency, funds, or any financial need without restrictions. Pay 100% of the cost upfront, before the project begins. As we work on the job, we will keep you informed along the way.
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Financing Up to $100k with Acorn Finance
Finance up to $100,000. Customers can get pre-qualified offers in 1 minute with no impact on your credit score. We recommend our solution for projects $2,000 and above! APRs currently from 6.99% interest. Flexible repayment terms available. Quick and easy approval process. Receive money as soon as the same day. *(It can take a little longer for larger amounts.) It takes at least 1-5 days for customers to receive their funds directly from the lender, upon approval. Pay 100% of the cost up front before the project begins. As we work on the job, we may come across additional areas that could use attention. If that happens, we will keep you informed along the way.
- Yes. Our Silver Pay option uses a Home Equity Line of Credit (HELOC) so you can leverage the value of your home to cover restoration costs.
- Blue Pay allows you to divide your restoration costs into three simple installments, making it easier to budget and pay over time.
- Gold Pay offers flexible financing with short- and long-term options, including promotions like no payments and no interest for 6, 12, or 24 months.
- We provide flexible payment choices including Green Pay (self-pay), Blue Pay (3 easy payments), Gold Pay (short- and long-term financing with no payments/no interest options), Silver Pay (HELOC), and Platinum Pay (financing up to $100,000 with Acorn Finance).
- With Platinum Pay, you can finance up to $100,000 through our trusted partner, Acorn Finance, making it easy to fund large restoration projects.
